Blaise Heltai is an industry leader and was a transformational pioneer in the introduction of digital/online banking.  He began his career at AT&T Bell Labs, where he created and co-led start-up strategic online services businesses.  Blaise subsequently joined FleetBoston Financial as SVP/Online Financial Services, where he created and managed the first fully integrated online banking and brokerage service in the U.S.  He then served as EVP/Global Internet Strategy at Bank of America, where he led a global online/e-business transformation.  Blaise was Chairman of the Massachusetts Innovation and Technology Exchange (MITX), the largest new media trade association in the U.S, and head of the Health IT Committee for the Social Security Administration.  He holds a PhD in Mathematics from Stony Brook University (NY).